Trying to get a loan without a credit check feels almost impossible. Whether you have a bad credit rating or simply do not want a lender to run a credit check on you, there are situations where getting a loan with a credit check is not a suitable option. Of course, most lenders need to perform credit checks to determine the suitability of a borrower. Those with poor credit are viewed as a risk so often have their loan application rejected.

However, there are alternatives. For instance, a legitimate online payday loan service is an option that can best fit your needs. You can instantly get get connected to a lender from our large pool of highly reputable lenders who are not interested in your credit score and instead would want you to full fill other requirements such as having a steady source of income.

Legitimate Payday Loans

Legitimate payday loans are based on income, therefore a credit score is hardly a criteria. Even ‘no credit’ are at most times sufficient!

Legitimate Payday Loans

How Does a No Credit Check Payday Loan work ?

As the name suggests, this is a type of payday loan does not require a hard credit check on the borrower’s financial history. Payday loans are a short-term cash loan, usually ranging between $100-$1,000, that are repaid by your next pay check.

There are generally fewer restrictions on a payday loan, such as no hard checks, making them a very useful loan for many situations. For instance, anyone with poor credit rating probably cannot get a loan even in financial emergencies. A no credit payday loan is often the only other option for anyone that needs fast access to an emergency loan.

That is not to say that a no credit payday loan does not have requirements. For instance, you usually need to have a source of income and be able to prove it. A checking account is also needed to receive the money.

So, a payday loan with no credit is based around your current income rather than your credit history. Nevertheless, those that are unemployed also get approval If they do have an income stream.

Are Online Payday Loans with No Credit Check Legitimate ?

Payday loans have quite a negative reputation. This is mainly due to the very high interest they charge, leading many people’s loans to cost much more to borrow. While it is true in many cases, the high interest rates are in place because there are less restrictions for obtaining the loan.

This offsets the risks for the lender, which is one of the reasons that many companies offer payday loans without credit checks and would only require a soft credit check for amounts higher than $500. Now, there are certainly many payday lenders that leave their clients unsatisfied. This is why our exclusive network of direct lenders work quickly and efficiently to make the process easy for the borrower.

Having a poor credit score should be the least of your concerns. In fact, another great aspect of choosing a lender from our network is that you can always reject an offer from the lender if you are not fully satisfied with the terms and condition of the loan.

Finding the right one can be usually be difficult which is why we have simplified the process. We like to keep the payday loan process easy and simple.

NO Credit Check Loans

How we can help you find a Loan Online requiring No Credit Checks

Our service is quite simple. We gather data on all relevant legitimate and payday loan providers that offer none to minimum credit checks meaning lenders that would run a soft credit check at the most.

Keep in mind that a soft credit check will not affect your credit score what so ever. There are many out there, so we collect their info and instantly connect them to you so you can make the best decision about choosing a lender.

This useful because you never need to commit to anything. You can simply check what the rates and terms of loans are from different lenders. If you find something that is suitable for your needs, then you can apply for the loan.

It will save you a lot of time and hassle trying to find a legit online payday loan provider!

Here are a few ways that we help find a good payday loan:

Compare lenders – We’ll get you in touch with relative lenders and their terms so you can compare them to see who offers the best deal.

Avoid shady lenders – There are many legit payday loan companies but also many shady ones too. We work with one of the largest pool of direct lenders so there will always be a lender in our network who is providing loans that match you exact situation and has experience in helping clients in the past that has the exact same criteria as you.

No Credit Check Loans – Find all payday loans that run minimal to no credit checks, perhaps one that can solely base on our income. Compare the offers and terms and then choose the best one.

no credit check loans

Advantage of Using a Payday Loan

Considering whether a payday loan is a suitable option for your situation? Check out some reasons why they aren’t as bad as you may think:

Fast Access to a Loan

One of the most annoying thing about credit checks is how long they take! While an legitimate payday loan lender will not waste time investigating your credit history because It is the least important criteria for this loan. In fact, they can approve loans so quickly that many people get them within 24 hours or the same day.

No Hassle Loan

Nothing is worse than waiting forever for a loan to clear – especially in financial emergencies. Online payday loans are designed to be quick and easy to apply for. Simply fill in some personal details and the process initiates. Selecting from our large pool of highly reputable lenders will save you the leg work of finding a suitable and legitimate provider yourself.

Not as Expensive as You Think

The reason these loans get bad reputation is for their high interest rates. Yet if you repay on time and within a few weeks, the cost of the loan isn’t that expensive. In many cases, overdraft fees cost more than interest for a payday loan – they are  not as scary as you might think.